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3. Electric cops development of banking can be found in the history of ancient Guo- States — Babylon, Egypt, Greece, Rome. The interest for the BAP dit is accrued from the date of actual use. While the current Russian legislation does not give direct determination of banking operations and transactions, although using this terminology. 5. Acting as a financial broker, banks perform in mediation functions in the purchase and sale of securities for the account and at behalf of the client on the basis of a Commission agreement or order. Financial loan means direct issuance of money loan- recall on the terms of the loan agreement. The most "just" get loan against Bank guarantee or monetary Deposit, but some lenders issue a loan secured by vehicles, office equipment and real- the concluding agreement. Secondly, the increasing role of banks in economic life in General STV is connected with change of the material form of money, namely shirou- Kim the use of funds and calculations. Through tra- Stevie departments of the banks managing the securities portfolios of their cus- clients, provide Agency services to corporations, producing stocks and bonds, act as Trustees under the will. Accounting commercial bills and loans companies, it is enterprises. May spend your Kan ligature and the government, but in this case it must be based on the parliamentary majority. By types of collateral (secured and unsecured). Commercial banks INTRODUCTION According to the Russian law established, what companies, organizations, institutions, regardless of their organization traditionally, the legal form and therefore the property: • are required to keep their funds in banks; • must make payments on its obligations with other enterprises in a cashless order through institutions ban cov; • can have the cash within the limits established by the banks in consultation with the chief production enterprises. exclusion him from the mortgagor.

In the study of this discipline should apply AK- tive learning methods, which include: seminars, practical- ski classes, trainings, business games, round tables, meetings with specialists of the banking system, independent work, indie 7 Preface individual work, preparation and discussion of problem reports scientific-practical conference, attractive forms of learning, combined- taimie recreational, cultural and entertainment program (tours, Crewe- ISA, internships, etc.). It provides the transformation of the capital of the lender (sob- owned or borrowed in the form of deposits) debt the capital of the borrower. But not the variety of services provided by banks, explains their role in the modern economy. In this case, after the mortgage-credit relations of the seller immediately receives the money from the Bank, the buyer when- acquires all rights of the owner of the object of purchase that cast Menno mortgaged in the Bank. A relatively high proportion of government securities- the magician in the Central Bank's balance sheet does not mean the primary part of the centre Federal Bank's servicing of the public debt, so how about- ligali mostly are bought and sold during the monetary policy of the state.

Main clients blunt were traders, merchants (hence the name "commercial the Bank"). Surety is a contract unilateral commitments by which the guarantor commits to the creditor to pay if necessary- the outstanding of the borrower. It provides the transformation of the capital of the lender (sob- owned or borrowed in the form of deposits) debt the capital of the borrower. For example, to obtain interbank loan Bank-loan- expert provides to the lender the following documents: • the application; • notarized copies of constituent documents (Uch- radially agreement, Charter, certificate of incorporation) • notarized card (original) with samples under- the pussy of managers and chief accountant of the Bank and print the Bank; • notarized copy of license of the Bank (the"correspondent" and "currency", if available); • Bank balance as of the last reporting date (first day of the month) and the current date. without security and having security.Principles of lending — is a fundamental condition on which issued a loan to the borrower. The liquidity balance is expressed in degrees liabilities of the economic entity's assets period transformation in which the money is relevant maturity targets developed. Moreover, "the Banks, especially the issuing Bank, should be free from political pressure, they need to be managed on the principles of mind- governmental Finance." Initially the banks of the upper level is called emission and formed as a joint stock company with special floor- the authority. Thus, between teaching and teaching itself arises inter relations in which the learning material is reported from the perspective of the teacher- to the user, it becomes clear to the student and good for them to digest. Main clients blunt were traders, merchants (hence the name "commercial the Bank").


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In this case, after the mortgage-credit relations of the seller immediately receives the money from the Bank, the buyer when- acquires all rights of the owner of the object of purchase that cast Menno mortgaged in the Bank.

Insurance comp nia is obligated to pay the Bank as creditor insurance compensation in within 15 working days after occurrence of the insured event.


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